4th Wish Terms & Conditions

Last Updated: [Insert Date]

Welcome to 4th Wish. By accessing or using this website, you agree to the following Terms and Conditions. If you do not agree, please do not use this site.

1. Purpose of the Website

The 4th Wish website provides:

  • Educational content related to financial literacy and personal development

  • Information about insurance and wealth-building concepts

  • Marketing and lead-generation services connecting users with licensed professionals

This website does not provide insurance, financial, tax, or legal advice.

I agree to receive Marketing, Marketing SMS messages from 4th Wish at the number provided. Msg frequency varies. Msg & data rates may apply. Reply Help for Help. Reply STOP to opt-out. Please see Privacy Policy and Terms of Use.

2. No Professional Advice

All content is for educational and informational purposes only.

Any insurance products, recommendations, or transactions are handled exclusively by licensed insurance professionals. You should consult qualified professionals before making financial decisions.

3. User Responsibilities

By using this site, you agree:

  • To provide accurate information

  • Not to misuse, copy, or exploit site content

  • Not to engage in unlawful or harmful activity

You are responsible for how you use the information provided.

4. Intellectual Property

All content on this site—including text, graphics, videos, logos, and branding—is the property of 4th Wish or its licensors and may not be reproduced without written permission.

5. Limitation of Liability

4th Wish is not liable for:

  • Any losses resulting from reliance on site content

  • Errors or omissions in information

  • Interruptions or technical issues

Use of this website is at your own risk.

6. Third-Party Services

We may use third-party tools for scheduling, communication, analytics, or marketing. Use of these services is subject to their own terms and policies.

7. Termination of Access

We reserve the right to suspend or terminate access to the website at any time, for any reason, without notice.

8. Governing Law

These Terms are governed by the laws of the state in which 4th Wish operates, without regard to conflict-of-law principles.

9. Changes to Terms

We may update these Terms at any time. Continued use of the website constitutes acceptance of updated terms.

10. Contact Information

For questions regarding these Terms:

Email: info@4thwish.com
Website: www.4thwish.com